Cellulant fees
Cellulant's published rates for Kenya, as we checked them. Each fee is worked out at three amounts, so you can see where a fixed fee or a cap starts to matter.
We earn nothing from Cellulant. It is ranked on the same numbers as everyone else.
Cellulant fees in Kenya
| Applies to | Rate | Fee on KES 1,000 | Fee on KES 10,000 | Fee on KES 100,000 | Settlement time | Limits |
|---|---|---|---|---|---|---|
| Customers pay by M-Pesa | 1.5% Tingg help centre: pricing rates for card, bank and mobile money, 24 Oct 2026 Same 1.50% for Airtel Money and Equitel. | KES 15 | KES 150 | KES 1,500 | Not yet verified | Not yet verified |
| Customers pay by bank | 2.5% Tingg help centre: pricing rates for card, bank and mobile money, 24 Oct 2026 All banks. | KES 25 | KES 250 | KES 2,500 | Not yet verified | Not yet verified |
| Customers pay by card | 3.2% Tingg help centre: pricing rates for card, bank and mobile money, 24 Oct 2026 Visa and Mastercard. American Express: 3.70%. | KES 32 | KES 320 | KES 3,200 | Not yet verified | Not yet verified |
How these fees are worked out
Each fee applies the published rate to the amount in the column heading, including any fixed fee, minimum or cap. Conditions in the notes, such as a waiver below a minimum or a cheaper rate at higher volume, can change what you pay. VAT and other taxes, setup and monthly fees and payout charges are not included, so check them on Cellulant's own pages before you sign up.
Where these rates come from
- Tingg help centre: pricing rates for card, bank and mobile money, 24 Oct 2026 · Open source Rate table last modified 17 Sep 2026, per the page. A third-party guide (paybillke.com) lists lower rates; these are Cellulant's own.