IntaSend fees
IntaSend's published rates for Kenya, as we checked them. Each fee is worked out at three amounts, so you can see where a fixed fee or a cap starts to matter.
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IntaSend fees in Kenya
| Applies to | Rate | Fee on KES 1,000 | Fee on KES 10,000 | Fee on KES 100,000 | Settlement time | Limits |
|---|---|---|---|---|---|---|
| Customers pay by M-Pesa | 3% Provider fee page, 22 Oct 2026 M-Pesa payouts: KSh 100 flat (the help centre lists KES 10 to 50 depending on the amount). The help centre also lists 1% for STK Push and Paybill collections, against 3% on the pricing page. Settlement is instant. Limits are KES 150,000 a transaction and KES 300,000 a day, matching Safaricom's. | KES 30 | KES 300 | KES 3,000 | 1 min Help centre: how long funds take to be available, 25 Oct 2026 | Up to KES 150,000 Help centre: collection limits, 25 Oct 2026 |
| Customers pay by card | 3.5% Provider fee page, 22 Oct 2026 Local cards. Settlement takes 2 to 3 business days, and a new account's first card payment is held for 7 business days. Bank transfers settle in 1 to 2 business days. The default limit is $500 a transaction (or the equivalent in shillings), raised on request. | KES 35 | KES 350 | KES 3,500 | Not yet verified | Not yet verified |
| Customers pay by international card | 4.5% Provider fee page, 22 Oct 2026 International cards. Same settlement and limit terms as local cards: 2 to 3 business days, and a default limit of $500 a transaction. | KES 45 | KES 450 | KES 4,500 | Not yet verified | Not yet verified |
How these fees are worked out
Each fee applies the published rate to the amount in the column heading, including any fixed fee, minimum or cap. Conditions in the notes, such as a waiver below a minimum or a cheaper rate at higher volume, can change what you pay. VAT and other taxes, setup and monthly fees and payout charges are not included, so check them on IntaSend's own pages before you sign up.
Where these rates come from
- Provider fee page, 22 Oct 2026 · Open source